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Your music is protected. So are you

Combining creativity with protection has been our commitment since 1851. As a member of Sacem, you benefit from tailored social welfare schemes throughout your career.

Everything falls into place with the right health cover


Our mission: to offer you health cover tailored to the realities of your profession.
You’ve just joined Sacem. Your first track has been declared. But what happens if you fall ill next month?

As a creator, you are automatically enrolled in the social security scheme for artists and authors as soon as you receive copyright royalties.

The National Health Service will then cover part of your healthcare costs. Beyond this basic cover, your health cover can be extended:

  • Smacem (Mutual Society of Songwriters, Composers and Music Publishers)

    A mutual insurance scheme dedicated to Sacem members who are authors, composers and publishers, whether established, professional or full members.

    Find out more
  • Audiens Santé

    The pension provider specialising in the cultural sectors for Sacem adherents.

    Find out more in your members’ area
  • United States: a bespoke healthcare programme

    Tailored cover designed specifically for Sacem members living in the United States.

    Find out more in your members’ area

A safety net. A net of solidarity


Careers in the creative industries are never straightforward. That is why our support schemes are here to help you:

  • Sacem Mutual Aid Allowance Scheme

    A cornerstone of Sacem’s social model, this scheme provides creators and publishers with a source of supplementary income in later life.

    Find out more
  • Sacem Solidarity Fund

    If you find yourself facing a one-off difficulty, Sacem is here to help: one-off financial assistance, social support, death benefit…

    Find out more
  • Heart Committee

    With its 1,500 members, the association provides support to female and male artists facing serious financial difficulties.

    Find out more

Please enter your social security number in your Sacem member area.
If you do not do so, your copyright royalties, social security entitlements and RAES allowance will be suspended.

Testimonials

What people are saying


Comité du cœur

« Merci d’exister Comité du cœur et d’être là dans ces moments de notre vie où, nous artistes, saltimbanques un peu rêveurs, avons bien besoin de vous à nos côtés.»

Paul Personne

Auteur, compositeur

Direction de la Protection sociale et de la Formation

« J’ai eu la chance d’avoir des gens qui m’ont expliqué la retraite et les points, toutes les choses que nous on n’a un peu de mal à comprendre. Je suis heureuse, aujourd’hui, d’être membre sociétaire de la Sacem et de pouvoir être accompagnée. »

Rose

Autrice, compositrice

We’re working to secure your retirement


Every euro you contribute today goes towards your future pension. As an artist and author, your pension scheme operates on two levels:

  • Basic pension: you are registered with the general social security scheme, which is the same as that for employees.
  • Supplementary pension: once your income reaches a certain threshold, you are automatically enrolled in the IRCEC (National Supplementary Pension Fund for Artists and Authors).
    Depending on the nature of your creative work, you may contribute to one or more supplementary pension schemes managed by the IRCEC: the RAAP, the RACL and the RACD.

Your music deserves solid protection – and so do you

Rights, health, solidarity, pensions: join Europe’s largest collective of creators and publishers

Sacem is committed to combating gender-based and sexual violence

The Support Unit for Gender-Based and Sexual Violence


  • Since 2023, Sacem has provided its members with a psychological and legal support service.


    Contact the team:

Our board members and committee members have completed a Qualiopi-accredited training course on combating gender-based and sexual violence.

Answers to your questions